Introduction
Have you ever received a call from 0345 600 4801 and wondered who it might be? You’re not alone. Many people get calls from this number and find themselves asking whether it’s a genuine caller, a scam, or something else.
In this blog post, we’ll uncover everything about 0345 600 4801, including who it belongs to, why they might be calling you, and whether you should be concerned. By the end, you’ll know exactly how to handle a call from this number.
Who Owns 0345 600 4801?
The number 0345 600 4801 is associated with NatWest Bank, a well-known banking institution in the UK. This number is commonly used for customer service purposes, including:
- Account verification
- Fraud prevention alerts
- Payment and transaction confirmations
- General banking inquiries
If you have an account with NatWest, it’s likely that this call is legitimate. However, you should always be cautious and verify before sharing any personal details.
Why Is 0345 600 4801 Calling Me?
If you receive a call from this number, it could be for various reasons, such as:
✅ Fraud Prevention: If NatWest detects unusual activity on your account, they may call to confirm whether a transaction was made by you.
✅ Loan or Credit Card Application Updates: If you recently applied for a loan, credit card, or overdraft, this call might be related to your application.
✅ Customer Service Follow-Up: You might have contacted NatWest earlier, and they are following up on your request.
✅ Banking Alerts: If there is an issue with your account, such as a missed payment, they might reach out to inform you.
Is It a Scam? How to Stay Safe
While 0345 600 4801 is an official NatWest number, scammers can spoof (fake) phone numbers to trick people into thinking they are receiving a legitimate call.
How to Identify a Scam Call
🚩 They ask for sensitive information – NatWest will never ask for your full PIN, password, or other sensitive data over the phone.
🚩 You didn’t expect the call – If you haven’t contacted NatWest recently, be extra cautious.
🚩 The caller is pushy or threatening – Scammers often create urgency to pressure you into giving up personal details.
🚩 They ask for money or transfers – If someone claiming to be from NatWest asks you to move money, it’s a red flag.
What You Should Do
🔹 Hang up and call NatWest directly at their official customer service number.
🔹 Do not share personal details unless you’re absolutely sure it’s NatWest.
🔹 Check your online banking for any alerts – If it was a real call, NatWest might also send you a message via online banking.
What to Do If You Missed a Call from 0345 600 4801?
If you missed the call, don’t panic. Follow these steps:
1️⃣ Check your messages – If it was important, NatWest may have left a voicemail or sent a text.
2️⃣ Log in to your NatWest account – See if there are any messages about your account.
3️⃣ Call them back using the official number – Go to the official NatWest website and call their customer service line instead of calling back the number directly.
How to Block 0345 600 4801 If You Don’t Want the Calls
If you keep getting calls from this number but don’t want them anymore, you can:
🔹 Use your phone’s blocking feature – Most smartphones allow you to block specific numbers.
🔹 Contact NatWest – If you’re a customer, you can ask them to stop calling you.
🔹 Register with TPS (Telephone Preference Service) – This prevents companies from making unsolicited marketing calls.
Conclusion
Calls from 0345 600 4801 are usually from NatWest Bank and could be important, especially if they are contacting you about fraud prevention or account issues. However, always be cautious, as scammers can fake numbers to try and trick you.
If you’re unsure, hang up and call NatWest directly using their official number. Never share sensitive banking details over the phone unless you’re absolutely sure you’re speaking with a legitimate representative.
FAQs
1. Can I trust calls from 0345 600 4801?
Yes, it is a legitimate NatWest number. However, always verify before sharing personal details.
2. What if a scammer is spoofing this number?
If the caller is asking for sensitive information, hang up immediately and call NatWest directly.
3. How can I stop these calls?
You can block the number through your phone settings or ask NatWest to stop calling you.
4. Will I be charged for calling 0345 600 4801?
Calls to 0345 numbers are usually charged at standard local rates and may be free if you have inclusive minutes in your phone plan.
5. What should I do if I suspect fraud?
Immediately report it to NatWest and your bank. Do not engage with suspicious callers.
